Estimate Your Child Care
Costs in Seconds.
Understand your CCS and out-of-pocket expenses instantly. Built for Australian parents.
Pick your path — we do the maths.
Estimate my CCS percentage
Share your family income and activity hours. We'll tell you the CCS % you're likely to receive under the current rules.
Calculate my out-of-pocket cost
Already know your CCS %? Enter your centre's hourly fee and care pattern to see your real gap fee per day, fortnight and month.
Estimate only. This calculator provides an estimate only. Actual Child Care Subsidy (CCS) amounts are determined by the Australian Government via Services Australia.
Accurate to FY 2025-26
Income thresholds, hourly caps and activity test rules, all aligned with the latest Services Australia guidance.
Multi-child aware
Applies the higher CCS rate automatically for your second and younger children aged 5 or under.
Clear breakdowns
Every field has a tooltip. Every result has a clear step-by-step breakdown.